by South Indian Bank Share Price Target 2025 to 2050 : We will share information regarding South Indian Bank’s share price target in coming years, considering they were established in 1929 with their main office based out of Thrissur in Kerala.
Bank provides many financial services, with digital banking solutions being among the many available to their customers. Due to being in both rural and urban locations, this bank is highly popular with people. South Indian Bank Share Price Target 2025 to 2050
South Indian Bank Overview
At this bank, you can open savings and current bank accounts that offer very good interest. Furthermore, they offer various loans tailored specifically to meet the needs of their customers such as personal loan, home loan, car loan, education loan and even small manufacturing enterprise loans at very reasonable interest rates – along with money for other uses at very attractive interest rates.
South Indian Bank provides comprehensive insurance and investment solutions, from life and general coverage, mutual fund investments, as well as investment options in companies through traditional insurance providers.
| Company Name | South Indian Bank |
| Founded | 1929 |
| Headquarters | Thrissur, Kerala |
| Industry | Finance |
| CEO | P. R. Seshadri |
| Stock Exchange Listing | NSE & BSE |
| Official Website | southindianbank.com |
South Indian Bank provides you with competitive interest returns with fixed deposits, recurring deposits and savings investments. Thanks to modern technology it offers online banking, mobile banking and UPI service as well.
See More : Bandhan Bank Share Price Target 2025 to 2050
What is South Indian Bank Ltd NSE
South Indian Bank Ltd, with headquarters in Kerala, India is an influential private sector bank listed on the NSE as SOUTHBANK. Offering products and services tailored for personal, corporate and NRI banking needs through their nationwide branch and ATM network – South Indian Bank has established themselves as an industry leader with respect to South Indian banking. South Indian Bank Share Price Target 2025 to 2050
South Indian Bank Share Price Chart
South Indian Bank Fundamental Analysis
| Attribute | Value |
|---|---|
| Open | 26.78 |
| Previous Close | 26.79 |
| Volume | 13,645,934 |
| Value (Lacs) | 3,534.30 |
| VWAP | 26.12 |
| Beta | 1.20 |
| Market Cap (Rs. Cr.) | 6,776 |
| High | 26.78 |
| Low | 25.80 |
| UC Limit | 32.14 |
| LC Limit | 21.43 |
| 52 Week High | 40.15 |
| 52 Week Low | 22.27 |
| Face Value | 1 |
| All Time High | 40.15 |
| All Time Low | 1.03 |
| 20D Avg Volume | 15,516,310 |
| 20D Avg Delivery (%) | 50.12 |
| Book Value Per Share | 35.91 |
| Dividend Yield | 1.16 |
South Indian Bank Share Price Target 2025 to 2050
South Indian Bank Share Price Target 2025
South Indian Bank could see its share price reach between Rs18-41.4 in 2025 as the bank works toward improved profitability, asset quality and digital banking expansion. Concentration on SME lending, retail banking growth and cost optimization along with strong risk management will play a vital role in maintaining this upward momentum.
| Year | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| 2025 | 18 | 41 |
| Month | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| January 2025 | 18 | 22 |
| February 2025 | 19 | 23 |
| March 2025 | 20 | 25 |
| April 2025 | 21 | 27 |
| May 2025 | 22 | 29 |
| June 2025 | 23 | 31 |
| July 2025 | 24 | 33 |
| August 2025 | 25 | 35 |
| September 2025 | 26 | 37 |
| October 2025 | 28 | 39 |
| November 2025 | 30 | 40 |
| December 2025 | 32 | 41 |
South Indian Bank Share Price Target 2026
South Indian Bank forecasts their share price will reach between Rs34-50 by 2026 due to increased digital lending, SME financing and rural banking initiatives. They anticipate effective risk management with CASA deposits increasing and AI driven operations being the catalysts of further growth while fintech collaborations and operational efficiency should help achieve profitability thereby meeting this price goal.
| Year | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| 2026 | 34 | 50 |
| Month | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| January 2026 | 34 | 37 |
| February 2026 | 35 | 38 |
| March 2026 | 36 | 40 |
| April 2026 | 37 | 41 |
| May 2026 | 38 | 42 |
| June 2026 | 39 | 43 |
| July 2026 | 40 | 45 |
| August 2026 | 41 | 47 |
| September 2026 | 42 | 48 |
| October 2026 | 43 | 49 |
| November 2026 | 44 | 50 |
| December 2026 | 45 | 50 |
South Indian Bank Share Price Target 2030
South Indian Bank shares are projected to reach Rs65-Rs95 by 2030 due to their aggressive digital transformation initiatives, expansion in retail lending, and commitment to sustainable banking practices. Utilization of fintech partnerships may increase market share; AI customer service should help further growth while simultaneously maintaining operational efficiencies. South Indian Bank Share Price Target 2025 to 2050
| Year | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| 2030 | 65 | 95 |
| Month | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| January 2030 | 65 | 68 |
| February 2030 | 67 | 70 |
| March 2030 | 68 | 72 |
| April 2030 | 69 | 73 |
| May 2030 | 71 | 75 |
| June 2030 | 72 | 77 |
| July 2030 | 74 | 79 |
| August 2030 | 75 | 80 |
| September 2030 | 76 | 83 |
| October 2030 | 77 | 85 |
| November 2030 | 80 | 90 |
| December 2030 | 82 | 95 |
South Indian Bank Share Price Target 2040
South Indian Bank could see its share price reach Rs250-Rs300 by 2040 due to its expansion and implementation of AI-powered services, along with digital ecosystem expansion and AI implementation. As an industry leader in sustainable banking, South Indian Bank will reap benefits from green financing opportunities and global partnerships; its strong balance sheet, improved risk management strategies and diverse revenue streams will enable it to overcome challenges while creating sustainable growth over the long-term. South Indian Bank Share Price Target 2025 to 2050
| Year | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| 2040 | 250 | 300 |
| Month | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| January 2040 | 250 | 255 |
| February 2040 | 255 | 260 |
| March 2040 | 258 | 265 |
| April 2040 | 260 | 270 |
| May 2040 | 265 | 275 |
| June 2040 | 270 | 280 |
| July 2040 | 275 | 285 |
| August 2040 | 280 | 290 |
| September 2040 | 285 | 295 |
| October 2040 | 290 | 295 |
| November 2040 | 295 | 300 |
| December 2040 | 300 | 305 |
South Indian Bank Share Price Target 2050
South Indian Bank could reach Rs600-Rs850 by 2050 due to its global expansion, advanced fintech integration, and strong customer base. To maximize profitability they will utilize artificial intelligence (AI), blockchain technology, sustainable finance solutions, adaptive growth strategies and cost management services that ensure long-term success while protecting shareholder value. South Indian Bank Share Price Target 2025 to 2050
| Year | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| 2050 | 600 | 850 |
| Month | Minimum Price (₹) | Maximum Price (₹) |
|---|---|---|
| January 2050 | 600 | 610 |
| February 2050 | 610 | 620 |
| March 2050 | 615 | 630 |
| April 2050 | 620 | 635 |
| May 2050 | 630 | 645 |
| June 2050 | 635 | 650 |
| July 2050 | 645 | 660 |
| August 2050 | 650 | 665 |
| September 2050 | 660 | 675 |
| October 2050 | 670 | 685 |
| November 2050 | 680 | 700 |
| December 2050 | 700 | 725 |
South Indian Bank Shareholding Pattern
| Shareholder Category | Percentage (%) |
|---|---|
| Retail & Other | 81.45% |
| Promoters | 0.00% |
| Foreign Institution | 13.44% |
| Mutual Funds | 2.19% |
| Other Domestic Institution | 2.91% |
Expert forecasts on the future of South Indian Bank Ltd.
Expert Forecasts On The Future Of South Indian Bank Ltd
Experts see South Indian Bank as having an optimistic future, with strong profit growth and improved asset quality, due to its growing retail segment, digital transformation initiatives, diversified loan portfolio and focus on reducing non-performing asset accounts while simultaneously increasing CASA deposits to improve capital adequacy and net interest margins for sustainable growth. South Indian Bank Share Price Target 2025 to 2050
Is South Indian Bank Stock to Good Buy? (Bull vs. Bear Case)
Bull Case Analysis:
- Net profit in Quarter 2 FY24 increased 68% year on year to Rs325 Crore.
- Overall asset quality GNPA improved from 5.677% during Q3 2017 to 5.18% this quarter.
- An aggregate CASA ratio of 34.51% indicates an excellent deposit basis.
- P/E Ratio of 7.8 Signals Potential Upside Potential.
Bear Case Analysis:
- High Gross National Product Accounting Averages (GNPA).
- Banks face mounting interest rate pressure.
- Price volatility could spook risk-averse investors.
- banks could outpace growth with solid financials and maintain market dominance.
Peer comparison
- HDFC Bank
- ICICI Bank
- Kotak Mah. Bank
- Axis Bank
- IDBI Bank
- IndusInd Bank
- Yes Bank
- South Ind.Bank
Quarterly Results
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|
| Revenue | 2,129 | 2,184 | 2,275 | 2,314 | 2,355 | 2,371 |
| Interest | 1,298 | 1,365 | 1,400 | 1,449 | 1,472 | 1,501 |
| Expenses + | 777 | 837 | 828 | 893 | 892 | 854 |
| Financing Profit | 53 | -18 | 47 | -27 | -9 | 16 |
| Financing Margin % | 3% | -1% | 2% | -1% | -0% | 1% |
| Other Income + | 356 | 452 | 346 | 422 | 449 | 447 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 409 | 435 | 393 | 395 | 440 | 463 |
| Tax % | 33% | 30% | 27% | 25% | 26% | 26% |
| Net Profit + | 275 | 305 | 288 | 294 | 325 | 342 |
| EPS in Rs | 1.05 | 1.17 | 1.10 | 1.12 | 1.24 | 1.31 |
| Gross NPA % | 4.96% | 4.74% | 4.50% | 4.50% | 4.40% | 4.30% |
| Net NPA % | 1.70% | 1.61% | 1.46% | 1.44% | 1.31% | 1.25% |
Profit & Loss
| Metric | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|
| Revenue | 7,233 | 8,613 | 9,315 |
| Interest | 4,221 | 5,281 | 5,823 |
| Expenses + | 2,629 | 3,228 | 3,466 |
| Financing Profit | 383 | 104 | 26 |
| Financing Margin % | 5% | 1% | 0% |
| Other Income + | 813 | 1,516 | 1,664 |
| Depreciation | 87 | 90 | 0 |
| Profit before tax | 1,108 | 1,529 | 1,691 |
| Tax % | 30% | 30% | |
| Net Profit + | 775 | 1,070 | 1,248 |
| EPS in Rs | 2.96 | 4.09 | 4.77 |
| Dividend Payout % | 8% | 7% |
Balance Sheet
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|
| Equity Capital | 209 | 209 | 209 | 262 |
| Reserves | 5,600 | 5,645 | 6,465 | 8,565 |
| Borrowings + | 86,819 | 92,437 | 98,645 | 105,832 |
| Other Liabilities + | 1,521 | 1,761 | 2,357 | 2,754 |
| Total Liabilities | 94,149 | 100,052 | 107,677 | 117,413 |
| Fixed Assets + | 755 | 752 | 754 | 821 |
| CWIP | 40 | 59 | 124 | 145 |
| Investments | 20,321 | 21,445 | 24,642 | 23,977 |
| Other Assets + | 73,033 | 77,796 | 82,157 | 92,469 |
| Total Assets | 94,149 | 100,052 | 107,677 | 117,413 |
Conclusion
South Indian Bank stands out with strong earnings performance and improved asset quality, making it an appealing value investment choice. Due to high GNPA levels and industry challenges, potential investors should use caution in making decisions according to risk tolerance and investment objectives – diversification will always remain key when creating a balanced portfolio. South Indian Bank Share Price Target 2025 to 2050
FAQs
What is the future of South Indian Bank?
Wall Street analysts anticipate South Indian Bank Ltd (SOUTHBANK) stock price will increase over the coming 12 months, with analysts setting an average 1-year target price target at 35.12 INR with low forecast of 29.29 INR and high of 40.52 INR respectively.
Is South Indian Bank share a good buy?
Are the shares of South Indian Bank Ltd a good investment for long-term? Based on analyst recommendations, South Indian Bank Ltd shares have received an “Invest” rating for long-term purchase.
Is South Indian Bank profitable?
South Indian Bank (SIB), with headquarters in Thrissur, reported its highest ever quarterly net profit of Rs 341.87 crore during Q3FY25; an increase of 12 per cent year-on-year against Rs 305.36 crore recorded during the same quarter last year (Q3FY24).
