IDFC First Bank Share Price Target 2025 to 2050

IDFC First Bank Share Price Target 2025 to 2050 : Today we will examine the IDFC First Bank Share Price Targets for 2025-2040. As one of the leading growth-oriented banks in banking sector, IDFC First Bank has achieved remarkable performance over recent years by improving Asset Quality and business expansion – something investors are optimistic about as future prospects. IDFC First Bank Share Price Target 2025 to 2050

In this analysis, we will take an in-depth look at IDFC First Bank’s past performance as well as future business opportunities to get an idea of its performance in coming years and estimate a possible Share Price Target for IDFC First Bank over time. Let’s continue exploring further: IDFC First Bank Share Price Target 2025 to 2050

IDFC First Bank Market Overview

IDFC First Bank Limited was launched in 2015 after merging IDFC Bank and Capital First, so as to expand banking services. Products include savings accounts, loans and credit cards – this bank can also be found listed on both National Stock Exchange and Bombay Stock Exchange and could make for good investment options – let us investigate every angle through data. IDFC First Bank Share Price Target 2025 to 2050

Company Name	IDFC First Bank
Founded	2015
Headquarters	Mumbai, Maharashtra
Industry	Finance
CEO	V. Vaidyanathan
Stock Exchange Listing	NSE & BSE
Official Website	idfcfirstbank.com

See More : SBI Share Price Target 2025 to 2050

Fundamental Overview ( IDFC First Bank Share Price Target 2025 to 2050 )

Metric	Value
Open	63.34
Previous Close	63.33
Volume	18,763,271
Value (Lacs)	11,787.09
VWAP	62.44
Beta	1.02
Market Cap (Rs. Cr.)	45,987
High	63.44
Low	61.62
UC Limit	69.66
LC Limit	56.99
52 Week High	86.10
52 Week Low	59.05
Face Value	10
All Time High	100.70
All Time Low	17.65
20D Avg Volume	25,953,649
20D Avg Delivery (%)	37.39
Book Value Per Share	50.29
Dividend Yield	—

IDFC First Bank Share Price Chart

IDFC First Bank Share Price Target 2025

IDFC First Bank has experienced steady expansion within India’s banking sector over recent years, consolidating business operations through Digital Cash Management Solutions, Forex Trades, Wealth Management solutions FASTag toll acquiring business and credit cards. The bank continues to focus on growing in these various areas while expanding operations significantly across various segments.

Management at IDFC First Bank believes it will continue focusing on expanding into promising segments with great growth potential, likely yielding long-term benefits for them and for IDFC First Bank as a whole. IDFC First Bank Share Price Target 2025 to 2050

As each business segment expands, IDFC First Bank Share Price Target for 2025 should also experience growth. Initial targets should reach Rs100 before continuing on towards Rs105 targets relatively quickly. IDFC First Bank Share Price Target 2025 to 2050

Year	IDFC First Bank Share Price Target 2025
First Target 2025	Rs 100
Second Target 2025	Rs 105

IDFC First Bank Share Price Target 2026

Identification & Development Financing Co (IDFC First Bank) has consistently shown significant increases in its CASA ratio over recent years, contributing to greater loan book growth and increasing interest income.

Bank has made considerable efforts to increase its CASA ratio through offering various attractive schemes designed to encourage customers to deposit funds with them, with these efforts having proven successful thus far and expected to show further increases in CASA ratio in future years. IDFC First Bank Share Price Target 2025 to 2050

As CASA ratio increases, IDFC First Bank Share Price Target 2026 shows promising returns, with first target potentially reaching Rs115 and second target being set for Rs125.

Year	IDFC First Bank Share Price Target 2026
First Target 2026	Rs 115
Second Target 2026	Rs 125

IDFC First Bank Share Price Target 2027

IDFC First Bank has made steps to reduce Non-Performing Assets and increase Asset Quality, by gradually shifting away from corporate loans towards more retail loans. Retail loans tend to have less likelihood of facing NPA issues as IDFC First provides smaller loans across a larger customer base and reduces default risks through this route.

Additionally, management has taken steps to diversify its loan book across industries and target customers less likely to cause NPAs – all with the intent of improving asset quality over time. This approach could result in dramatic improvement for the bank in coming years. IDFC First Bank Share Price Target 2025 to 2050

As IDFC First Bank works towards improving asset quality, its Share Price Target for 2027 looks encouraging. Initial targets could reach approximately Rs140 before moving up to an ambitious second goal of Rs150.

Year	IDFC First Bank Share Price Target 2027
First Target 2027	Rs 140
Second Target 2027	Rs 150

IDFC First Bank Share Price Target 2030

IDFC First Bank is expanding across India in order to offer exceptional banking services to every customer. At present, there are 641 branches and approximately 719 ATMs within its network that continue to grow year-on-year.

Bank management recognizes the potential of rural markets and is working strategically to expand its branch network there, connecting with an increased customer base that remains underserved by banking services. They understand their immense potential and aim to tap into it by increasing presence there.

As IDFC First Bank continues to expand, their share price target for 2030 looks very promising. Their first target could reach Rs270 and subsequent targets can reach up to Rs300. IDFC First Bank Share Price Target 2025 to 2050

Year	IDFC First Bank Share Price Target 2030
First Target 2030	Rs 270
Second Target 2030	Rs 300

IDFC First Bank Share Price Target 2035

IDFC First Bank has taken an aggressive digitisation strategy in order to accelerate business expansion. Recently, they have introduced various online services designed to enhance customer experiences and realize significant benefits for both their customers and themselves. IDFC First Bank Share Price Target 2025 to 2050

Additionally, the bank is taking steps to further improve its banking services by incorporating cutting-edge technologies into its online banking platforms. This initiative should help support growth and accelerate future business expansion.

As IDFC First Bank continues to enhance its services, its Share Price Target for 2035 seems promising. Initial targets could reach Rs450 and beyond as its business continues to evolve in tandem with these advancements. IDFC First Bank Share Price Target 2025 to 2050

Year	IDFC First Bank Share Price Target 2035
First Target 2035	Rs 450
Second Target 2035	Rs 500

IDFC First Bank Share Price Target 2040

IDFC First Bank has maintained its business growth through strategic partnerships with various companies and offering customers exceptional offers, thus creating long-term value to both the bank and customers alike.

Future predictions call for continued partnerships between more companies, enhanced customer experiences and offering innovative deals that should bring short and long-term gains for the bank. IDFC First Bank Share Price Target 2025 to 2050

Given IDFC First Bank’s expanding business opportunities, their 2040 Share Price Target could offer investors great potential returns. Initial targets could range between Rs100-1100; offering shareholders potentially excellent returns.

IDFC First Bank Share Price Target 2050

IDFC First Bank stock price estimates vary between Rs 1000-1200 in 2050 with bull case targeting Rs 1500 and bear case aspirations set for Rs 900.

Future of IDFC First Bank Share

Looking forward, India’s banking sector holds significant growth potential. Given their integral role in driving economic expansion, as the economy expands further IDFC First Bank and other banks should reap the rewards of such expansion.

IDFC First Bank management has placed emphasis on maintaining business growth by diversifying loan book across sectors and increasing asset quality to increase long-term stability and profitability, which will have a direct positive effect on their business in coming years. IDFC First Bank Share Price Target 2025 to 2050

Risk of  IDFC First Bank Share

As one of the primary risks in banking, IDFC First Bank must be wary of an increase in Non-Performing Assets (NPAs). Should changes to loan book management cause this increase in NPAs to arise, this could result in both lower business performance and share price decline.

An additional risk is rising competition within the banking industry from both private and public banks, offering various attractive banking services designed to attract new customers. IDFC First Bank may face difficulty expanding its market share due to this increased competition which may have an adverse impact on its future growth prospects.

Peer comparison

• HDFC Bank
• ICICI Bank
• Kotak Mah. Bank
• Axis Bank
• IDBI Bank
• IndusInd Bank
• Yes Bank
• IDFC First Bank

Quarterly Results

Sep 2021	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Revenue	4,101	7,880	8,220	8,789
Interest	1,828	3,592	3,750	4,093
Expenses	2,823	4,874	5,164	5,417
Financing Profit	-550	-587	-694	-721
Financing Margin %	-13%	-7%	-8%	-8%
Other Income	730	1,517	1,642	1,574
Depreciation	0	0	0	0
Profit before tax	179	930	948	853
Tax %	38%	21%	23%	25%
Net Profit	111	732	732	643
EPS in Rs	0.18	1.04	1.04	0.91
Gross NPA %
Net NPA %

Profit & Loss

Mar 2017	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	8,578	15,968	17,173	22,728	30,325
Interest	6,515	8,585	7,465	10,091	13,870
Expenses	1,432	8,733	12,323	13,338	17,899
Financing Profit	631	-1,350	-2,615	-701	-1,444
Financing Margin %	7%	-8%	-15%	-3%	-5%
Other Income	1,019	2,211	3,173	4,467	5,932
Depreciation	136	343	382	435	631
Profit before tax	1,514	519	175	3,331	3,857
Tax %	30%	7%	24%	25%	24%
Net Profit	1,019	483	132	2,485	2,942
EPS in Rs	3.00	0.85	0.21	3.75	4.16
Dividend Payout %	25%	0%	0%	0%	0%

Balance Sheet

Mar 2017	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	3,399	5,676	6,218	6,618
Reserves	11,278	12,224	14,864	19,229
Borrowings	90,360	134,322	158,502	201,682
Other Liabilities	7,027	10,849	10,561	12,353
Total Liabilities	112,064	163,072	190,146	239,882
Fixed Assets	933	1,370	1,448	2,054
CWIP	6	65	79	219
Investments	50,164	45,182	45,935	60,913
Other Assets	60,962	116,454	142,684	176,696
Total Assets	112,064	163,072	190,146	239,882

Shareholding Pattern

Period	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Promoters +	37.45%	37.43%	37.37%	35.37%	0.00%
FIIs +	24.30%	23.65%	21.02%	19.57%	27.12%
DIIs +	6.63%	6.79%	7.93%	11.73%	16.14%
Government +	3.72%	3.72%	3.71%	3.51%	9.17%
Public +	27.90%	28.38%	29.95%	29.81%	47.57%
No. of Shareholders	23,82,674	26,11,512	27,63,050	28,56,377	32,94,939

Conclusion

IDFC First Bank stands out among private sector banks as an industry-leader in retail banking, consumer financing and digital efforts are its hallmark strengths. Investors considering investment should carefully evaluate their financial objectives, risk tolerance and banking industry issues prior to investing, even with long-term stock price expectations being relatively optimistic. IDFC First Bank Share Price Target 2025 to 2050

FAQs

What is the target price of IDFC First Bank?

IDFC First Bank Share Price. (IDFCFIRSTB).

IDFC First Bank’s target price for Rs71.72 represents an 14.64% gain over its current price of Rs62.56 and 18 analysts ratings.

Is IDFC First Bank a good buy for long term?

Strong lending practices and positive financial results make this bank an excellent long-term investment option in private banking.